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About Us

The ALPHERA brand is young but growing.

There are some financial service providers with a longer history. But few are as experienced or innovative as us.
ALPHERA is a member of the international network of BMW Group Financial Services, a division of the renowned BMW Group. Recognised as one of the world’s leading financial services companies, BMW Group Financial Services is represented in over 50 countries and has more than 35 years of experience in providing financial services to dealers and customers.

In Malaysia, Alphera’s products and services, which include motor vehicle financing, equipment financing and insurance products, are being offered by BMW Credit (M) Sdn Bhd , formerly known as SimeCredit (M) Sdn Bhd. We have been operating since 1983 and have extensive knowledge and expertise in structuring your financing and insurance requirements.

As an innovative financier of new and quality used vehicle and equipment, we enable our dealer partners to offer finance terms tailored to their customer needs. This has enabled us to continuously come up with win-win situations for both our valued dealer partners and customers.
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